Business Insurance | Medical Insurance

Group medical insurance is one of the most common tools employers use to attract and retain employees.


Employers must meet certain rules in order to be eligible to establish a group medical insurance program. Eligible employers and employees experience pricing and tax advantages. Group medical insurance typically provide benefits to eligible employees, regardless of pre-existing medical conditions.


Preferred Provider Organization (PPO) coverage will provide employees with the flexibility to see the provider of his/her choice. Although flexibility is sacrificed with the Health Maintenance Organization (HMO) coverage, employees are rewarded with low copayments. 


A Health Savings Account (HSA) is a tax-advantaged savings vehicle designed to support high deductible medical plans.    


A Health Reimbursement Account (HRA) is an IRS sanctioned program that will allow an employer to set aside funds to reimburse medical expenses paid by participating employees.

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For questions, annuity options and/or plan quotes, click here to contact Rhino Employee Benefits for assistance.

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