Personal Insurance | Long Term Care

Long term care insurance is designed to provide adequate financial support when physical and/or mental abilities begin to fail as a result of age." "Costs associated with home care and residential care are considerable." "The purchase of long term care insurance can be used as a practical strategy to preserve assets." "It is also used to obtain experienced, licensed care from a medical professional as opposed to a family member or friend."

 

Coverage will provide individuals who cannot independently manage the essential activities of daily living, universally known as bathing, dressing, transferring, toileting, continence and eating. Disabilities are not confined to these physical situations. Mental disabilities can be covered as well.

               

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