Personal Insurance | Medical Insurance

Not too long ago, medical insurance was considered a luxury for those who could afford it. Today, a basic doctor visit could run hundreds of dollars, while a hospital stay could run hundreds of thousands of dollars. Needless to say, medical insurance has become a necessity.


Preferred Provider Organization (PPO) coverage will provide you with the flexibility to see the provider of your choice. Although you sacrifice flexibility with Health Maintenance Organization (HMO) coverage, you are rewarded with low copayments. 


A Health Savings Account (HSA) is a tax-advantaged savings vehicle designed to support a high deductible medical plans


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